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QR Code EMVCo BRE-B

Implementación Estándar de Industria EASPBV – QR Code EMVCo v1.4 (Colombia).

Aclaración clave

En el estándar colombiano:

  • Tanto el QR estático como el QR dinámico incluyen el campo Transaction ID (Tag 90).

  • La diferencia entre ambos se determina por:

    1. El Point of Initiation Method (Tag 01).

    2. El valor semántico del Transaction ID.

Diferencias entre QR Dinámico y QR Estático

Tipo de QR Point of Initiation Method (Tag 01) Transaction ID (Tag 90)
QR Dinámico 12 Identificador único (ej.: TXN202512120001)
QR Estático 11 Valor fijo 000000
QR Estático con valor 11 000000

QR DINÁMICO

Request – QR Dinámico 

{
  "qr_type": "DYNAMIC",
  "dife_key": "llavereceptor@cmsw.com",
  "dife_key_type": "E",
  "merchant_code": "17945866",
  "aggregator_merchant_code": "1794",
  "merchant_category_code": "6012",
  "merchant_name": "AVALBILLPAY",
  "merchant_city": "BOGOTA",
  "postal_code": "1234567890",
  "qr_code_channel": "IM",
  "iva_information": {
    "base": "0.00",
    "condition": "01",
    "percentage": "0.00"
  },
  "inc_information": {
    "condition": "01",
    "percentage": "0.00"
  },
  "account_information": {
    "origin_account": "string",
    "destination_account": "string",
    "additional_reference_destination_account": "string"
  },
  "transfer_product_type": "01",
  "discount_application": {
    "discount_indicator": "string",
    "discount_amount": "0.01",
    "iva_discount_value": "0.01",
    "discount_percent": "0.01",
    "discount_rate": "0.01",
    "discount_consultation": "01"
  },
  "additional_merchant_information": {
    "terminal_label": "string",
    "transaction_porpose": "00"
  },
  "transaction_amount": "0.01",
  "tip_information": {
    "tip_indicator": "01",
    "tip_value": "0.01",
    "tip_percentage": "0.01"
  },
  "transaction_id": "TXN202512120001"
}

Response – QR Dinámico 

{
  "emv": "0002010102129144...9015TXN202512120001...",
  "qrcode_image": "data:image/png;base64,...",
  "charge_id": "768094fd-b588-4783-ac3d-94cc2bca6468",
  "transaction_id": "TXN202512120001"
}

Interpretación técnica

  • Tag 01 (Point of Initiation Method): 12 → QR Dinámico

  • Tag 90 (Transaction ID): valor único

  • QR de uso único, conforme al estándar EMVCo.

 QR ESTÁTICO

Request – QR Estático

{
  "qr_type": "STATIC",
  "dife_key": "llavereceptor@cmsw.com",
  "dife_key_type": "E",
  "merchant_code": "17945866",
  "aggregator_merchant_code": "1794",
  "merchant_category_code": "6012",
  "merchant_name": "AVALBILLPAY",
  "merchant_city": "BOGOTA",
  "postal_code": "1234567890",
  "qr_code_channel": "IM",
  "iva_information": {
    "base": "0.00",
    "condition": "01",
    "percentage": "0.00"
  },
  "inc_information": {
    "condition": "01",
    "percentage": "0.00"
  },
  "account_information": {
    "origin_account": "string",
    "destination_account": "string",
    "additional_reference_destination_account": "string"
  },
  "transfer_product_type": "01",
  "discount_application": {
    "discount_indicator": "string",
    "discount_amount": "0.01",
    "iva_discount_value": "0.01",
    "discount_percent": "0.01",
    "discount_rate": "0.01",
    "discount_consultation": "01"
  },
  "additional_merchant_information": {
    "terminal_label": "string",
    "transaction_porpose": "00"
  },
  "transaction_amount": "0.01",
  "tip_information": {
    "tip_indicator": "01",
    "tip_value": "0.01",
    "tip_percentage": "0.01"
  },
  "transaction_id": "000000"
}

Response – QR Estático 

{
  "emv": "0002010102119144...9006000000...",
  "qrcode_image": "data:image/png;base64,...",
  "charge_id": "94795190-691e-477a-a870-de6cc4b3eb71",
  "transaction_id": "000000"
}

Interpretación técnica

  • Tag 01 (Point of Initiation Method): 11 → QR Estático

  • Tag 90 (Transaction ID): 000000 (valor normativo)

  • QR reutilizable, conforme al estándar EMVCo EASPBV.